RATES as low as

10-Year Fixed 4.470%

20-Year Fixed 4.510%



Twin Cities-Metro CDC was certified in 1990 by the U.S. Small Business Administration (SBA).

We have assisted thousands of small business owners, representing projects totaling in excess of one billion dollars, through utilization of the SBA’s 504 loan program.

The SBA 504 loan program, in combination with the participation of financial institutions, provides financing for the acquisition or expansion of owner-occupied commercial real estate or for the purchase of capital equipment.

Our staff has extensive expertise in all SBA Loan programs, including the 7(a) Guaranty Loan, Low-Doc, SBA Express, Export Working Capital Program (EWCP) and the Seasonal Line of Credit.

Looking for a bank?
We have a strong network of commercial lenders eager to assist you.

Key Advantages

The key advantages of the SBA 504 loan program include:

  • Low Down Payment - Typically 10% of the total project cost.
  • 90% Financing
  • Longer Repayment Term
  • Low Interest rate fixed for entire term of loan.
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