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Note: 10-year 504 loan fundings occur on an every other month basis. The above rate reflects the 10-year 504 rate for the May, 2023 funding.

Who Knows?

With our deep understanding of the revised Small Business Administration (SBA) regulations, we can provide invaluable insights into the streamlined processes. Our loan officers stand ready to offer training sessions to commercial lenders and other organizations involved in the SBA 504 program. Whether we meet at your office or ours, or anywhere in between, we’ll ensure you grasp the intricacies of the new rules.

Our tailored training sessions will enlighten you on the refined criteria for business affiliations. Learn how ownership interests now shape affiliation determinations, liberating small businesses from the shackles of control-focused evaluations. Discover how franchise and management agreements no longer bind the wings of affiliation, spreading opportunities to a wider pool of enterprises seeking SBA assistance.

But our wisdom does not end there. Behold, the transformation of the Loan Authorization, soon to be reborn as the concise and elegant “Terms and Conditions.” Like the owl’s hoot echoing through the forest, these changes will resonate with simplicity and efficiency. Our experienced team can illuminate the path forward, explaining the upcoming modifications that will distill the document to a mere two pages. Embrace this streamlined lending process and let it empower your clients. Together, we will soar to new heights, unlocking the doors to funding opportunities and propelling your small business clients towards success.

If you’re ready to be “in the know”, contact a TCM Loan Officer today-

Debby Gustafson 651.302.7234
Sheil Nelson 651.302.7226
Mike Kinderman 651.302.7239
Michael Kinninger 651.302.7240

Staff Directory

                        Questions about a potential 504 loan?

Our lending staff can be reached at their direct numbers listed below-

Debby Gustafson 651.302.7234 debby.gustafson@tcmcdc.com
Angie Way 651.302.7228 angie.way@tcmcdc.com

Sheil Nelson 651.302.7226 sheil.nelson@tcmcdc.com
Rachel Edgar 651.302.7225 rachel.edgar@tcmcdc.com

Mike Kinderman 651.302.7239 mike.kinderman@tcmcdc.com 
Samantha Horab 651.302.7232 samantha.horab@tcmcdc.com
Michael Steck 651.302.7233  michael.steck@tcmcdc.com

Michael Kinninger 651.302.7240 michael.kinninger@tcmcdc.com 
Heidi Pautsch 651.302.7227 heidi.pautsch@tcmcdc.com

To reach our main office, please call 651.481.8081 or toll-free at 1.888.481.4504.


Contact A Loan Officer Today

About Us
TCM has been a leader in SBA 504 financing since its inception in 1990. TCM provides SBA 504 lending throughout the state of Minnesota and select counties in Wisconsin including Polk, Barron, St. Croix, Dunn, Pierce, Pepin, Buffalo, Treapealeau, and LaCrosse. For more information about TCM and the SBA 504 financing tool, visit www.504lending.com.

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